[[https://security.stackexchange.com/questions/23725/spoofing-ussd-messages|USSD Spoofing]]
You know what to do about this. Six way. Telenor example. Request failed 786

Service charges. Free, per use or regular. You know what to do.


[[https://www.sbp.org.pk/bprd/2016/C9-Annx-A.pdf|SBP branchless banking regulations 2016]]

[[http://www.sbp.org.pk/Guidelines/ACMFD/2018/DFS-Guidelines.pdf|SBP Digital Initiative]]

[[https://www.phoneworld.com.pk/s-paisa-branchless-banking-in-ajk-gilgit-baltistan-by-sco-js-bank/|S Paisa Northern Pakistan]]

[[https://www.forbes.com/advisor/donna-fuscaldo/2019/01/30/best-fintech-alternatives-to-traditional-banking/|Best Fintech Alternatives To Traditional Banking]]