http://www.angelfire.com/biz/khawar/atrc_merchant.html Welcome to Pakistan's first merchant account service. Introducing the ATRC Merchant Accounts. A simple to use secure service designed to be low cost and effective for both merchants and customers. All you need is a working Internet email account. To create your ATRC E-Account you send your name, address, and email address to new_accounts@atrc.net.pk There is no charge to create a new account. Currently there is also no minimum balance required. We reserve the right to change our policies in the future based on service charges costs. Once you have your E-Account, you shall be able to send and receive payments in Pak Rupees from your email. All E-Account holders shall be provided with E-checks which they can use to send payments to others. All E-Checks provided are unique. An E-Checks can be deposited into any E-Account only once. A Duplicated E-Check can not be deposited. Merchants are expected to get the E-Check deposited and confirmed before shipping any goods. A copy of all E-Checks sent to be deposited shall be confirmed by the sender. Send all E-Checks to deposit@atrc.net.pk Send all other queries to munshi@atrc.net.pk E-Account holders can convert accumulated funds by asking ATRC to send a paper check to any mailing address. The checks shall be sent via courier. Courier and check charges shall be deducted from the E-Account depending on the destination address and bank transfer charges. Mailing address for paper checks is : Khawar Nehal Applied Technology Research Center C-55 Block A KDA Officers. Karachi 75260 Pakistan.