[[https://emerj.com/ai-sector-overviews/ai-in-banking-analysis/|AI in banking]]


[[https://scholar.google.com.pk/scholar?as_ylo=2019&q=ai+kyc&hl=en&as_sdt=0,5|ai kyc scholar search]]

[[https://link.springer.com/chapter/10.1007/978-3-030-02330-0_3|AI for risk management]]

[[https://patents.google.com/patent/US20140214648A1/en|Zest Finance patent]]

[[https://www.technologyreview.com/s/603604/an-ai-fueled-credit-formula-might-help-you-get-a-loan/|AI loan formula]]

[[https://www.prnewswire.com/news-releases/zestfinance-to-deliver-first-fully-explainable-artificial-intelligence-solution-for-credit-underwriting-with-microsoft-cloud-300768706.html|Zest explainable AI]]




[[https://www.americanbanker.com/news/bring-on-the-bots|Bring on the bots]]

[[https://www.zestfinance.com/hubfs/Underwriting/Auto-Machine-Learning.pdf?hsLang=en|Machine Learning Can Increase Approvals, Cut Losses for Auto Lenders]]

[[https://www.finextra.com/blogposting/17420/artificial-intelligence---a-multidimensional-technology-that-can-mitigate-risk-and-increase-revenue|Artificial intelligence - A multidimensional technology that can mitigate risk and increase revenue]]

[[https://www.americanbanker.com/news/before-ai-runs-amok-banks-have-some-hard-decisions-to-make|Before AI Runs Amok, Banks Have Some Hard Decisions to Make]]

[[https://www.americanbanker.com/podcast/will-tech-advances-hurt-the-underbanked|Will Tech Advances Hurt the Underbanked?]]

[[http://www.artificialintelligenceinsight.org/2016/12/05/ai-is-coming-to-banking-for-better-or-worse/|
AI is coming to banking for better or worse]]



[[https://asia.nikkei.com/Business/Business-trends/Artificial-intelligence-fosters-financial-inclusion-in-Asia|Artificial intelligence fosters financial inclusion in Asia]]


[[https://www.itweb.co.za/content/nWJad7b8YjLqbjO1|TransUnion using AI to increase SA's financial inclusion]]


[[https://yourstory.com/2019/05/artificial-intelligence-enabling-financial-inclusion|How Artificial Intelligence is enabling financial inclusion in India]]

[[https://punchng.com/driving-financial-inclusion-using-artificial-intelligence/|Driving financial inclusion using Artificial Intelligence]]

[[https://thefintechtimes.com/ai-financial-inclusion/|AI Holds the Key to Global Financial Inclusion According to Global Findex Database]]

[[https://asia.nikkei.com/Business/Business-trends/Artificial-intelligence-fosters-financial-inclusion-in-Asia|Artificial intelligence fosters financial inclusion in Asia]]

[[https://towardsdatascience.com/the-growing-impact-of-ai-in-financial-services-six-examples-da386c0301b2|The Growing Impact of AI in Financial Services: Six Examples]]



[[https://www.youtube.com/watch?v=gceEuqeNMv0|Getting data scientists and accountants to work together in AI]]

[[https://propakistani.pk/2017/11/02/sbp-introduce-asaan-mobile-account-scheme-january-2018/|old AMA plan]]

[[https://www.researchgate.net/publication/329982676_Is_Pakistan_Ready_to_Embrace_Fintech_Innovation/download|the issue of regulations vs speed]]

[[https://worldpaymentsreport.com/wp-content/uploads/sites/5/2018/10/World-Payments-Report-2018.pdf|payments report 2018]]

[[https://www.investopedia.com/terms/s/shadow-banking-system.asp|Shadow Banking]]

[[https://www.investopedia.com/articles/financial-theory/08/peer-to-peer-lending.asp|Peer 2 Peer lending]]

[[https://eugdpr.org/|The EU General Data Protection Regulation (GDPR)]]